With a household income of $7000 onwards, many homeowners have UPGRADED to Private Properties without forking out extra cash from their savings.

Do you wish to be like them?

Have you ever asked yourself...

Am I really able to upgrade?

Am I earning enough to afford it?

Is upgrading only for the rich?

Many clients earning $7000 salaries have come to me with the same worries. However, with my meticulous Financial Planning and Step-By-Step Asset Progression Strategies, they have since upgraded comfortably and are clear about their investment road map for the next 5 to 10 years.

Can you also be like them?

They are one step closer to achieving the Lifestyle of their dreams

TAKE ACTION NOW FOR A FINANCIALLY FREEDOM

Let's meet up for a completely FREE and NON-OBLIGATORY sharing session TODAY.

I WILL PROVIDE YOU

An in-depth analysis to allow you to understand your financial position

A 4-step financial calculation process including additional costs like legal fees, cash outlay, stamp duty and etc...

The 4 "R" analysis method to filter through the many options in the property market and determine the right property for you

A Conservative & Achievable asset progression plan, allowing you to accumulate wealth earlier

A property investment roadmap in planned phases

How you can achieve Huge potential upside from your properties and retire earlier

The TOP 3 question you Need To ask before investing in any property

Insights and result from Real Life cases

CASE STUDY #1 - HDB

Mr and Mrs Yeo, both 37 years old, were owners of a 4 room DBSS Flat. Their plan was for me to help them sell their DBSS and Buy a resale 5 Room DBSS.

But after some detailed and meticulous financial calculations, they learnt a better way to grow their wealth.

They have since upgraded to a condominium without using any of their savings, and even have a CASH reserve of $185,000! With a clear asset progression road map planned for them, they have thoughts of investing 2nd property.

Instead

CASE STUDY #2 - Condominium

Cindy with an income of $10,000, sought my advice for selling her older 2 bedroom condominium and purchase a brand new 3 bedroom condominium.

However, analyzing her finances made me realize that she could achieve more than that. Now she owns not 1, but TWO condominiums with a balance of $4xxK cash.

In fact, she is now paying lesser than she would have if she had just upgraded from a 2 bedroom to a 3 bedroom condominium, due to her passive income from the rental.

Instead

BUT I HAVE ALMOST FULLY PAID OFF MY HDB, WHY SHOULD I UPGRADE?

If you are like most Singapore HDB Owners today, you are probably servicing your HDB loan using your CPF.

And you might be thinking that it is best to pay off the loan as soon as possible to lower your monthly mortgage.

However, this may be an action that can affect your future financial goal in the next 5 to 10 years?

You need to know how to use your CPF CORRECTLY and EFFICIENTLY

LOCKING AWAY ALL YOUR CPF IN YOUR HDB IS EATING AWAY YOUR WEALTH

With all or most of your CPF dumped into your HDB flat,

You don't get to earn 2.5% interest from leaving it inside CPF

And you accrue interest of 2.5% on the CPF you used

That is 5% OPPORTUNITY COST, year after year.

For example, if $200,000 worth of CPF funds are put into your HDB, at the end of 5 years, you lose $26,600 in interest earnings.

Selling your HDB at the end of 5 years, you would have to return $226,600 to CPF, which is $26,600 less cash from your property sales proceeds.

IN TOTAL

$53,200

So how can you escape this fate? Arrange a non-obligatory discussion with me to find out

Click Here For A Free Discussion

A GREAT OPPORTUNITY IS AT YOUR DOORSTEP RIGHT NOW

However, many clients assume that certain types of property are out of their reach due to worries like age, income and etc. They are limiting themselves, for there are ways around every problem.

Some clients have already missed their chance and wished I was there to advised them years ago.

Will you want to have the same regrets when you look back on your lives 5 to 10 years down the road?

A Guided Action Plan & Proven Asset Progression Strategies, You Can:

Elevate you and your family to Financial Freedom
Grow your asset portfolio through Stable Property Investment Plans
Generate passive income with Minimal To Zero Extra Financial Commitment
Maintain a healthy amount of Cash Reserve Funds for rainy days
Retire earlier with a Secure Safety Net

Seize this opportunity and you will find yourself getting closer to the lifestyle you have always dreamt of

With our Field-Tested and Proven strategies, you will be able to UPGRADE and let your property work for you instead of you working for your property.

HAVING DOUBTS?

Let My Result Speak For Themselves

Meet me for a Free & Non-Obligatory sharing session and I will share more on how I have helped many of my clients, who were in the same situation as you grow their asset wealth.